I have been in the residential mortgage lending business for 35 plus years with fundings in excess of 2,000 plus during that time. Having worked with mortgage companies and banks such as C-21 Mortgage, Homeowner's Federal Savings and Loan – Boston, American Residential Mortgage, Chase Manhattan Mortgage, Eastern Mortgage Services, National City Bank, Ivy Mortgage and Embrace Home loans to name a few I have been through quite of few of the up and down cycles. Each cycle has had their challenges. My product mix runs the gambit from Jumbo, Conforming, VA and FHA.

When not originating mortgages, I enjoy playing tennis, hiking, skiing, kayaking and visiting my two daughters who are in DC and California.